Products & Services


My focus is helping you improve your quality of life through financial strategies. I offer a wide variety of products and services to help you address today’s personal and business financial problems and to prepare for the future.

Personal Strategies

Fee Based Planning

Financial Resource Services

  • Life & Disability Income Insurance Needs
  • Retirement Income Needs
  • Budgeting and Cash Flow Study

Retirement Products & Services

  • Individual Retirement Accounts (IRAs)
  • Fixed and Variable Annuities* 
  • Retirement Needs Review
  • Long Term Care Insurance

Tuition Funding Programs

  • College Costs Analysis
  • Analysis of Investment* Alternatives
  • Insurance and Investment Products*

Investment Products*

  • Mutual Funds
  • Unit Investment Trusts
  • Variable Annuities
  • Direct Participation Programs
  • Securities Brokerage Services

Estate Planning**

  • Estate Preservation 
  • Tax Reduction Strategies
  • Charitable Giving

Business Strategies

Business Continuation Planning

  • Funding Option Analysis
  • Buy - Sell Strategies
  • Family Business Succession Planning
  • Key Person Insurance

Executive Fringe Benefits

  • Executive Bonus Plans
  • Split Dollar Insurance
  • Deferred Compensation Funding
  • Salary Continuation Plans
  • Non-Qualified Executive Fringe Benefits

Employee Benefit Program

  • Life and Disability Income Insurance
  • Pension, Profit Sharing and 401(k) Plans
  • Payroll Deduction Plans
  • SIMPLE IRAs
  • Non-Qualified Retirement Programs

** Estate planning is accomplished by working in conjunction with the client’s tax and legal advisors.